Loan agreement
Your loan agreement is signed directly with the project’s dedicated LLC.
Private Lending
A secured lending path for investors who want predictable return, priority payout and real estate collateral.
What is Avanti Private Lending
Clear commercial structure before capital moves.
Avanti Private Lending is for people who want a return significantly above bank deposit rates — without taking on equity risk or becoming a project partner. You lend capital to a specific Avanti project. The project pays you back with interest, on a defined schedule, secured by real estate collateral.
You are not a shareholder. You carry no development risk. You are a secured creditor — and you are first in line to be repaid.
How it works
Clear structure before any commitment.
Each cooperation path is presented with the project documents, timelines, responsibilities and payout mechanics before capital or land enters the structure.
Discuss this pathSecurity package
The loan is secured by a mortgage or pledge over real estate assets, with a notarially certified promissory note as additional security.
Defined return
The interest rate is fixed, the repayment schedule is agreed in advance and reporting is provided throughout the project.
Priority repayment
When the project completes and units are sold, you are repaid before equity investors and before the founders recover anything.
The key terms
A creditor position with defined protection.
The difference: lending vs. equity
Compare the structure.
| Private Lending | Avanti Capital | |
|---|---|---|
| What you provide | Cash | Cash |
| Your role | Secured creditor | LLC partner |
| Fixed interest | Yes | Yes (preferred return) |
| Profit share | No | Yes |
| Repayment priority | First | After lenders |
| Risk profile | Lower | Higher / higher upside |
Who is Private Lending for?
Private Lending suits investors who want a predictable, secured return and have no interest in the upside or risk of development.
If your priority is capital preservation and a return comfortably above a bank deposit — with legal security on a real asset — this is the structure for you. It is also a natural starting point for people who want to understand how Avanti works before considering equity participation.
FAQ
Frequently asked questions
What is the typical interest rate for Private Lending?
The interest rate is fixed and agreed at contract signing, based on the project's risk profile and the agreed loan term. Specific figures are presented during the introductory meeting.
How is my loan secured?
The loan is secured by a mortgage on a verified premium real estate asset. Documentation, valuation and the security structure are reviewed before the contract is signed.
What is the typical loan duration?
Loan durations are agreed per opportunity, typically between 12 and 36 months, with a repayment schedule defined in the contract.
What happens if the project encounters a delay?
Repayment schedule and reporting obligations are agreed in advance. If a delay occurs, the agreed interest continues to accrue and Avanti provides continuous reporting until full repayment.
Is the lender's identity public?
No. The lender-borrower relationship is private. Only the legal documentation reflects the involved parties.
Does this constitute financial advice?
No. The information provided on this page is for informational purposes only and does not constitute investment advice. Real estate-backed lending carries the risk of loss of part or all of the lent capital. Consultation with a licensed financial advisor is recommended before any lending decision.
Risk disclaimer.
The content of this page is for informational purposes only and does not constitute investment advice. Investment in real estate carries the risk of loss of part or all of the invested capital. Past performance is not a reliable indicator of future results. Before any investment or lending decision, we recommend consultation with a licensed financial advisor and a full review of the project documentation.